Skip to content

SOLmate Pricing and Fees in South Africa

Check out our competitive
SOLmate pricing

Transparent wallet, card, and transfer fees in South Africa. No hidden costs.

Choose your plan

SOLmate account

For daily use with utility payments, betting, vouchers and more

R10.00/month

Without Activation Fee

SOLmate account
+ Debit card

Best choice

For full access to all functions of the application

R29.00/month

+ Activation Fee R99,00 *

Detailed pricing comparison

Account & Card Fees

Account fee
R10.00R29.00
Activation fee
free*R99
Card load fee
n/aR9.99
Card unload fee
n/aR5.00

Basic+ Card

EFT in
freefree
ATM Topup
R10 per R1,000 or part thereofR10 per R1,000 or part thereof
wiCode Top up
1.75% (Minimum R14)1.75% (Minimum R14)
Pay@ Topup
Various. See hereVarious. See here
Cashback in retail with card
n/aR2

Basic+ Card

Sending & Withdrawing Money

ATM withdrawal with card
n/aR2.80 per R100
wiCode Withdrawal
R10R10
EFT out
R8.00R8.00
RTC (instant EFT)
R40.00R40.00
SOLmate to SOLmate
freefree

Basic+ Card

Payments & Services

Airtime
freefree
Electricity
freefree
Water
freefree
Betting voucher
freefree
Lottery voucher
freefree
DSTV
freefree

Basic+ Card

Transaction Fees

POS & ATM declined transaction
R9.00R9.00
Swipe fee
n/afree

Basic+ Card

Ready to get started?

Download the SOLmate app today and enjoy transparent pricing with no hidden fees.

Download the app

Pay@ retailer top-up fees

Each retailer charges a base transaction fee plus a payment-type percentage. All amounts exclude VAT.

  • Spar Group

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.5%
    • Debit Card Fee:0.85%
    • Credit Card Fee:2.5%
  • Pick n Pay (Pty) Ltd

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.5%
    • Debit Card Fee:0.68%
    • Credit Card Fee:1.72%
  • Flash Traders

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • TopItUp

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.68%
    • Debit Card Fee:2.65%
    • Credit Card Fee:2.65%
  • Masterpass

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:0%
    • Debit Card Fee:1.95%
    • Credit Card Fee:2.60%
  • Spar Direct

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • Snapscan

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:1.95%
    • Credit Card Fee:2.6%
  • Massmart

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0.75%
    • Credit Card Fee:2.25%
  • EFT

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • Zapper

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:1.95%
    • Credit Card Fee:2.6%
  • JD Group

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • MTN Mobile Money

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • Kazang

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.87%
    • Debit Card Fee:2.50%
    • Credit Card Fee:2.50%
  • MyVodacom

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0.9%
    • Credit Card Fee:2.1%
  • Spar Direct Botswana

    • Transaction fee (excl. VAT):R7.7
    • Cash Handling Fee:0.7%
    • Debit Card Fee:1.5%
    • Credit Card Fee:1.5%
  • Capitec Billpay

    • Transaction fee (excl. VAT):R4.16
    • Cash Handling Fee:1%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • Telkom Pay

    • Transaction fee (excl. VAT):R2.03
    • Cash Handling Fee:1.5%
    • Debit Card Fee:0%
    • Credit Card Fee:0%
  • FNB Digital Banking

    • Transaction fee (excl. VAT):R4.16
    • Cash Handling Fee:1%
    • Debit Card Fee:1%
    • Credit Card Fee:2%
Download app